1. Acceptance of Terms

By accessing or using the ACA Protect website or purchasing any insurance products through our platform, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or purchase any products.

2. Website Use

  • Information Provided: The information provided on our website is for general informational purposes only and does not constitute professional financial or legal advice.
  • Accuracy: While we strive to ensure the accuracy and completeness of the information on our website, we make no warranties or representations about its accuracy, reliability, or completeness. Limitations: We reserve the right to modify, suspend, or discontinue any part of our website or its content at any time without notice.

3. Insurance Products

  • Eligibility: Eligibility for insurance products is subject to underwriting and approval. Not all applicants will qualify.
  • Policy Terms: The specific terms and conditions of each insurance policy are outlined in the policy document. Please read the policy carefully before purchasing.
  • Premiums: Premiums are subject to change and may be adjusted based on factors such as age, health, location, and coverage level.
  • Claims: All claims must be submitted in accordance with the terms and conditions of the applicable insurance policy.

4. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.

5. Limitation of Liability

To the fullest extent permitted by law, ACA Protect shall not be liable for any indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or in connection with the use of our website or insurance products.

6. Indemnification

You agree to indemnify and hold ACA Protect harmless from any claims, damages, liabilities, costs, and expenses, including attorney’s fees, arising out of or in connection with your use of our website or any violation of these Terms and Conditions.

7. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of [State], without regard to its conflict of law principles.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting on our website.

9. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: aca@bluedoxllc.com